Thousands of wallets live

Meet the AI Wallet. Let your users pay for AI.

Users sign in with their Opper Wallet and pay for AI inference in every connected app.

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Works with 300+ models on Opper's gateway

OpenAIAnthropicGoogleMetaxAIMistral

Overview

What is an AI Wallet?

A user-funded balance of AI credits that any Opper-connected app can draw from.

One balance, every app

Users fund their Opper Wallet once, then spend those credits across every app they connect via Login with Opper — history, caps, and balance travel with them.

User-controlled

Users see every call, cap spend per app, and revoke access any time. No keys to paste, no invoices to chase.

Runs on Opper's gateway

Every call routes through Opper's AI gateway — 300+ models, automatic fallbacks, and per-app usage stats included.

The flow

Three steps. Standard OAuth.

From click to paid inference.

1

User clicks “Login with Opper”

They authenticate and consent to fund the calls your app makes.

2

Your server gets a user-scoped API key

The SDK exchanges the code and returns a key tied to their wallet.

3

Call any model — user pays

Call any model through Opper's gateway. Every token bills to their wallet.

Live in production

See the flow running in AI Roundtable

AI Roundtable polls or debates 300+ AI models on any question — in Debate mode, models see each other's reasoning and can revise or challenge. Every user signs in, funds their Opper Wallet, and pays for each round from their own balance.

See it at AI Roundtable

Integration

Skip the billing layer

Paste the cookbook into Claude Code, Codex, or Cursor — or copy the snippets below.

Let your AI agent integrate it

The cookbook is a complete reference implementation. Drop the link into Claude Code, Codex, Cursor, or your agent of choice — it'll wire Login with Opper into your codebase in minutes. Register an OAuth app at platform.opper.ai first, then let your agent handle the rest.
View full reference on GitHub
# Paste into Claude Code, Codex, Cursor, etc.
 
Integrate Login with Opper into my app.
Reference implementation:
 
https://github.com/opper-ai/opper-cookbook
/tree/main/examples/login-with-opper-web

Use cases

Where the AI Wallet fits

Different apps need different billing models. Here's where the AI Wallet fits.

Opper Platform

You hold an Opper account and pay the inference bill for every user call. Users never see the cost.

Best for: Apps with flat pricing or AI as a bundled feature.

View pricing

Opper CLI

Each user sets up their own Opper account and brings their API key into your tool. They see their own dashboard and billing.

Best for: Coding agents, CLIs, and dev tools.

View on GitHub

Opper AI Wallet

One OAuth flow. Users fund a shared wallet; your app uses scoped keys for every call.

Best for: Apps where end-users pay for AI per use.

See it live

FAQ

Questions builders ask first

What is an AI Wallet?+
An AI Wallet is a user-funded balance of AI credits that works across any app supporting Login with Opper. Users top up once, then spend their credits across 300+ models in any app that integrates the flow — think of it as a prepaid card for AI inference.
How does the AI Wallet relate to Opper's AI gateway?+
The AI Wallet is the user-funded billing layer on top of Opper's AI gateway. Every inference call flows through the same gateway that routes across 300+ models, falls over on rate limits, and logs every call — you just don't see the token bill, the user does.
What if my user doesn't have an Opper account?+
Signup is built into the OAuth flow. When a new user clicks “Login with Opper”, they're prompted to create an account and fund their wallet before being redirected back to your app. You never handle the signup yourself.
How is this different from “paste your API key”?+
With BYO API keys, every user has to create accounts with every provider, manage keys, and handle billing individually. With the AI Wallet, one OAuth click gives them access to every model Opper supports, a revocable user-scoped API key, and a single funding source they control.
Which models does the AI Wallet support?+
All 300+ models in the Opper catalog — OpenAI, Anthropic, Google, Meta, Mistral, xAI, AWS Bedrock, and more. Users spend credits from the same wallet across any of them; you don't need separate provider integrations.
How is pricing set?+
Users pay Opper's standard model pricing (provider cost + 3% gateway fee) from their wallet. You don't see the token cost on your P&L.
Can app developers earn revenue from the AI Wallet?+
Yes. We're working with a selected group of builders on a revenue-share model — apps that bring users into the Opper ecosystem earn a cut of the gateway margin on their users' inference spend. Get in touch to apply to the partner program.

Builders program

Building on the AI Wallet? Let's talk.

Users who top up their Opper Wallet for one app arrive at yours pre-funded — no credit card friction, no free-tier abuse. We're working with the first wave of builders shipping Login with Opper: early partners get direct support, input on the roadmap, and a seat at the table when we open revenue share to app developers.

Get in touch at wallet@opper.ai

Ready to ship with the AI Wallet?

Drop Login with Opper into your app today.

Get startedView Documentation